Public Liability Insurance

Public Liability Insurance for small to medium sized businesses. Speak to our small business insurance team about Public Liability Insurance for your business.

What is Public Liability Insurance?

Public Liability Insurance can protect your business from claims made against it by members of the public. People could make a compensation claim against you if they are injured or their property is damaged as a result of something that happens on your business premises or at an event you’ve organised.

Public Liability insurance can cover your business against not just compensation payments but also legal fees and medical expenses.

Why do you need Public Liability Insurance?

Anyone working for you could trigger a public liability claim against your business if they do something at work which injures – or even kills – a member of the public.

Public liability insurance can protect you against claims made by clients and contractors as well as members of the public. It doesn’t protect you against claims made by employees – for this, you would need employers’ liability insurance.

Who needs Public Liability Insurance?

  • Are you in a trade where you have to set foot on a client’s property to work?
  • Do have meetings at the offices of clients?
  • Do clients visit you at your workplace – even if you work from home?
  • Do you own a business in the hospitality, entertainment or healthcare industries?
  • Are you a supplier to a company or large organisation?

How do I get Public Liability Insurance?

Aon is an insurance broker and can arrange Public Liability Insurance for businesses of all sizes in most sectors. If you would like to discuss your public liability risk call 0333 920 6537 or email

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