Worldwide annual travel
Gives you the freedom to travel as often as you want with the assurance of tailored cover for members of the armed forces.
Whatever takes you away from home in your leisure time, worldwide annual multi-trip insurance cover, arranged by PAX Insurance, gives you the freedom to travel as often as you want.
This policy also covers cancelling or cutting short your holiday due to your approved leave being cancelled or March Out orders being received.
|*Including winter sports||£144.87||£203.00||£218.62||£191.13|
If you are 66 to 74, the premium will be increased to double the individual premium quoted.
All premiums quoted include UK Insurance Premium Tax at 20%
*Includes cover for up to 17 days in total for winter sports in any one policy period.
No cover is provided under this travel insurance for any trip in, to or through Afghanistan, Cuba, Iran, Iraq, Lebanon, Liberia, Libya, Syria, Sudan, North Korea or the Crimea region.,
There is no limit to the number of trips you can take, as long as none of them are longer than 60 days.
|Section||Cover up to||Excess|
|Cancelling you trip
|Emergency medical expenses outside of your country of residence or the United Kingdom||£5,000,000||£100|
|Emergency dental expenses outside of your country of residence or the United Kingdom||£200||Nil|
|Hospital benefit|| £25 for every 24 hours up to max £500
|Cutting your trip short||£5,000||£100**|
|Travel delay||£20 after each 12 hours delay up to £120||Nil|
|Abandoning your trip||£5,000||£100**|
|Personal belongings and baggage1||£2000||£100|
|Including: Single article limit / pair OR set of items limit||£250||Nil|
|Including: Valuables and electronic/other equipment limit||£250||Nil|
|Including: Property in a motor vehicle limit||£100||Nil|
|Delayed baggage1||£150 for a 12 hour delay up to £150||Nil|
Including: Cash limit
Including: Cash limit (aged under 18)
|Passport and Travel documents1||£300||£100**|
Loss of limb
Loss of sight
Permanent total disablement
Death benefit (aged 18 to 64)
Death benefit (aged under 18 or 65 and over)
|£200 per 24 hours up to maximum £5,000||Nil|
1Cover is only available if the appropriate premium has been paid by you as shown on your certificate of insurance
|Activity Cover Section||Cover up to||Excess|
Activity Cover is only available if the appropriate premium has been paid for covered activities in relation to adventure (Single trip policies only) or Winter sports as shown on your certificate of insurance
|Including: one item/pair or set of items (owned)||£400||Nil|
|Equipment Hire|| £30 for every 24 hours up to £300
|Ski Pack|| £75 for every 24 hours up to £300
|Piste Closure|| £20 for every 24 hours up to £200
If you need to make a claim under the sections listed in the table above, we will deduct the amount shown in respect of the policy excess from the sum we pay you for any valid claim. The excess will apply to each and every person claiming and to each incident and to each section of the policy under which a claim is made.
** Denotes an excess per claim, per insured person.
A maximum of £200 per family is deductible.
You must register a claim under all sections by contacting the following company:
Please note: All claims must be notified as soon as it is reasonably practical after the event which causes you to submit a claim.
The Medical Emergency Assistance Company, AIG Travel, will provide immediate help if you are ill, injured or die outside the United Kingdom. They provide a 24-hour emergency service 365 days a year. The contact details are as follows:
Please have the following information available when you (or someone on your behalf) contact the Medical Emergency Assistance Company so that your case can be dealt with swiftly and efficiently:
Certain terms and conditions apply to your Annual Multi-Trip cover.
Email us with your contact details and we'll call you back