Worldwide annual travel

Gives you the freedom to travel as often as you want with the assurance of tailored cover for members of the armed forces.

Key Features

Worldwide Annual Multi-trip Insurance

Whatever takes you away from home in your leisure time, worldwide annual multi-trip insurance cover, arranged by PAX Insurance, gives you the freedom to travel  as often as you want.

This policy also covers cancelling or cutting short your holiday due to your approved leave being cancelled or March Out orders being received.

Individual Couple Family
Standard multi-trip £77.57 £118.85 £126.13
*Including winter sports £104.22 £146.04 £157.28

If you are 66 to 74, the premium will be increased to double the individual premium quoted.

All premiums quoted include UK Insurance Premium Tax at 20%

*Includes cover for up to 17 days in total for winter sports in any one policy period.

No cover is provided under this travel insurance for any trip in, to or through Afghanistan, Iraq, Lebanon, Liberia, Libya or Sudan.

There is no limit to the number of trips you can take, as long as none of them are longer than two months.

Cover

Here is an overview of the key covers and limits for PAX Insurance Worldwide Annual Multi-Trip and Single Trip Insurance schemes

Section Cover up to Excess
Cancellation & cutting short your holiday £5,000 £50*
£10 Loss of deposit**
Medical & other expenses £5,000,000 £50
Hospital Benefit (£25 per day up to maximum) £500 Nil
Personal Accident
Permanent Total disablement (aged under 70)
£15,000
Nil
Permanent Total disablement (aged 70 & over)
Nil
Nil
Loss of one or more limbs or sight or both eyes (aged under 70)
£15,000
Nil
Loss of one or more limbs or sight or both eyes (aged 70 & over)
£1,000
Nil
Death benefit (aged 16-69)
£15,000
Nil
Death benefit (aged under 16)
£3,500
Nil
Death benefit (aged 70 and over)
£1,000
Nil

Personal Belongings, Baggage, Personal Money and Loss of Travel Documents can be excluded from cover by deducting 10% from the premiums quoted.


Section Cover up to Excess
Personal Belongings, baggage
£2,000
£50*
Single article limit
£250
Valuables limit
£250
Baggage delay
£150
Nil
Personal Money
£500 £50*
Cash limit
£150

Loss of travel documents
£1,000
£50*
Travel delay
£110
Nil
First 12 hours
£30
Nil
Each additional 12 hours
£10
Nil
Abandonment £5,000 £50*
Hijack (£200 per day up to maximum) £5,000 Nil
Missed departure £1,500 £50*
Personal liability £2,000,000 Nil
Legal expenses £25,000 Nil

Cover under the sections listed below are only available upon payment of appropriate additional premium to include Adventures or Winter sports.


Section Cover up to Excess
Activity equipment
£1,000
£50
Single article limit 
£400
Delay in arrival
£150 Nil
Search and rescue (outside the United Kingdom)
£50,000
10% of the total
cost (£500 Min)
Within the United Kingdom 
£10,000 10% of the total
cost (£500 Min)
Piste closure (£20 per day up to maximum)
£200
Nil
Avalanche cover
£200
Nil
Loss of ski pack
£300
Nil


* Denotes an excess per claim, per insured person. A maximum of £100 per family is deductible.

** Denotes an excess per claim, per insured person. A maximum of £20 per family is deductible.


Claims

Making a claim

To contact the 24hr emergency medical assistance helpline, please call Cega Medical Assistance on 0207 111 1100 or email paxassistance@cegagroup.com

If you need to make a claim on your Travel policy you must register any claim with Cega Travel Claims within 31 days of your trip ending. Full details of how to make a claim are shown on your policy.

To make a claim please take the following action:

  • Telephone Cega Travel Claims on +44(0)1243 621225 or
    email paxclaims@cegagroup.com, providing details of the incident giving rise to your claim You will then be given a claim reference number and be sent a claim letter by post or email.

  • Return the claim letter with the requested documents to :
    Cega Travel Claims
    PO Box 127
    Chichester, West Sussex, PO18 8WA
    (quoting reference PAX in all correspondence) or
    email paxclaims@cegagroup.com if original documents are not required.

Download claims forms

Conditions of Cover

Certain terms and conditions apply to your Annual Multi-Trip cover.

  • You must be under 75 to take out this insurance.
  • A family is defined as you, your spouse/partner and up to 4 dependent children under 18 or under 23 if in full time education. Family members aged 18-23 can travel independently for visiting family and for educational purposes.  For any other independent travel additional cover can be arranged subject to acceptance by Insurers for the appropriate additional premium.
  • If you are 66 to 74, the premium will be increased to double the individual premium shown on this website.
  • There is no limit to the number of trips you can take, as long as none of them are longer than two months.

Key facts

Apply for a quote

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