Specialist insurance for Army personnel

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Specialist insurance for navy personnel

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Specialist insurance for RAF personnel

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Experienced, dedicated, trusted

In the services, you need more than a standard insurance policy; that's why we offer a range of products suited to the life you lead.

Other PAX products

  • Service Funds

    We can arrange Service ‘Non Public’ Funds insurance policies specifically  designed for non-publicly funded property, money and liabilities.

  • Personal Accident and Optional Critical Illness Insurance

    PAX Personal Accident Insurance has been the major provider of Personal Accident Insurance to HM Regular Armed Forces since 1989 and over 60,000 members are currently protected by the Plan.

    Click here for more information on PAX Personal Accident and Optional Life & Critical Illness Insurance

  • Term Life cover

    Cover is available to Regular and Reserve personnel, with terms from 5 to 30 years and sums insured up to £240,000 per person. Policyholders have the option to include cover for their spouse or partner and monthly premiums will be taken from your salary or by direct debit with no admin fees.

*£8.29 and £93.84 are based on the basic level of cover: £3,000 for kit with an additional £15,000 for kit on temporary issue, and £3,000 for personal possessions which includes mobile cover. Quote is subject to Terms & Conditions. Premiums quoted include insurance premium tax (IPT) at the appropriate rate, administration fees and instalment charges.

Representative Example

Cash Price (Amount of Premium including IPT and Administration Fee)

Finance Charge for credit (interest rate 6.0%)

Total Amount Payable
Cash price + finance charge (APR 11.5%)

First Instalment

No. of (monthly) instalments

Monthly Instalment Amount







PAX Insurance is a credit broker and not the lender. We have only approached Premium Credit Limited, Ermyn House, Ermyn Way, Leatherhead, KT22 8UX with whom we have an exclusive arrangement, and we are not therefore providing you with any advice regarding this finance provider. PAX Insurance is remunerated for arranging this credit and if you would like to find out more please contact us. Credit is subject to status and the lender may use a credit reference agency that leaves a record of the search or other information about you to carry out credit and anti-money laundering checks.

** £13.55 is based on UK single trip cover for 2-5 days. £107.82 is based on standard worldwide cover and includes baggage cover. Both are for individual cover only.

Premiums quoted include insurance premium tax (IPT) at the appropriate rate.