Engineers Professional Indemnity Insurance

PI Insurance for Engineering Practices

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Professional Indemnity (PI) insurance is mandatory for many professions.

If your business provides professional advice, offers consulting services, or handles data for a client, then you could benefit from Professional Indemnity insurance cover arranged by Aon which includes protection for your business against:

Professional negligence / Civil liability

Defence costs

Loss of documents or data

Infringement of copyright or patent pursuit

Defamation, libel and slander

 Prosecution defence costs

 Costs of mitigating a potential claim

 Costs of preparing for an official investigation into the affairs of your business

 Costs of representation at a disciplinary hearing, tribunal or proceeding

Protection against further actions and costs, including limited cover for asbestos, is also provided. Any claim must be made against, or loss sustained by, the Insured during the period of insurance.

There are exceptions and limitations for every type of insurance cover. Aon will discuss any exclusions or limitations that may apply to your policy as part of your quotation process.

About Aon

Aon is one of the UK’s leading brokers (ranked 3rd by brokerage, Insurance Times, October 2020). We pride ourselves on our ability to build strong relationships with our clients; our retention rates* are proof of our strong rapport in this price driven market place.

*On average over 75% of our clients choose to stay with us. (Construction PI retention rate report, Dec 2020)

With Aon you will have:

  • The support of a dedicated client manager 
  • Support when making a claim
  • A dedicated client manager to help you arrange your insurance cover and simplify the process
  • Access to insurance covers for businesses like yours 
  • The backing of an established global network

In addition to arranging PI insurance, we also offer access to a range of other insurance products including:

84% of our clients are satisfied with the service that they receive from Aon (Aon Customer Satisfaction Survey, March 2021)

Frequently Asked Questions (FAQs) about PI insurance for Engineers. 

1. What is Professional Indemnity insurance?
Professional Indemnity insurance provides cover should a third party suffer a financial loss as a result of your professional error, omission or negligence.

2. What limit of indemnity do I need?
We recommend you check your institute’s guidelines. It is always good business practice to also review your contracts both pending and current to assess whether your limit of indemnity is sufficient.

3. Will my policy cover my past work?
The policies we arrange are fully retro-active providing cover retrospectively, subject to terms and conditions.

4. Would my policy respond if I have a claim for work I undertook 3 years ago before I moved to Aon?
Professional Indemnity is constructed on a claims made basis and therefore it is the policy in force when the claim is made, which would respond regardless of when the work was undertaken, subject to policy terms and conditions.

5. How do I make a claim?
In the event of a claim, notify your client manager who can guide you through the process as soon as possible.

Engineers Professional Indemnity insurance is arranged by Aon UK Limited which is authorised and regulated by the Financial Conduct Authority.

Get in Touch
If you would like to speak to us please call us on:

0124 5706 772

Monday - Friday, 9am - 5.30pm

In addition to arranging Professional Indemnity Insurance, we also offer access to a range of other insurance products including

Office Insurance

if you work at a business premises or at home

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Cyber Insurance

for professional firms

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