Insurance for town, parish and local councils

Aon arrange insurance for Town, Parish and Local councils, including cover for public liability, employer’s liability, fidelity guarantee, & official’s indemnity.


Aon can arrange insurance packages for town & parish councils. Some features of this are shown below:

  • Core package with optional extras
  • Covers your legal liabilities up to £10 million
  • Specialist experienced councils team
  • 24 hour legal and claims helpline
  • Access for all customers to the Aviva Online Risk Management Portal


Core Cover Features and Benefits

  • Property cover no longer requires itemisation at inception or new item updates to us throughout the year. The set amounts we provide for each type of property cover are designed to meet the needs of most councils and are shown on the schedules provided at quotation* - this saves your council time and resource and provides security that all your property items are covered
  • Public liability up to £10 million – cover for any public action where the council may be held liable – £1,000,000 cover for costs imposed by a statutory agency in accordance with relevant legislation for which you are legally liable to clean-up someone else’s property.
  • Employers liability up to £10 million – cover for any employee action where the council may be liable – limited to £5,000,000 for any acts of terrorism.
  • Money and personal assault – cover for any stolen monies or assault of staff whilst on council duties – the discovery of loss must be discovered within 30 days
  • Libel and slander – covers your legal liability to pay compensation for libel (printed in publications) or slander (spoken by council members or officers) - Does not cover any claim in respect of criminal libel, or alleged criminal libel
  • Flexible fidelity guarantee limits to suit your needs – cover for loss from fraud or dishonesty of a council member, official or employee – any unexplained shortages are not covered
  • Officials indemnity up to £500,000 – covers negligence by council members, officials or employee that may result in a liability claim – fraud, dishonesty or criminal offence on the part of any councillor or employee are not covered .
  • Legal expenses up to £250,000 (including legal helpline) – covers your costs for legal expenses following action against the council

*If you believe you need more cover please call 0333 920 6714

All quotations are subject to underwriting approval

Useful numbers

Notify us immediately in the event of a serious accident, loss or damage. You will need your policy number.

For all claims other than legal expenses:

Telephone: 01908 302202


If your policy contains Legal Expenses and you need to make a claim under this section, the following claims handling office should be used: 

Claims Department 
Aviva Insurance Limited 
DAS House 
Quay Side 
Temple Back 
BS1 6NH 

Telephone: 0844 891 4282

Terms of business

For further information, please view our terms of business documentation

Download terms of business


Maven Local Councils is arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting authority on behalf of Aviva Insurance Limited and Allianz Insurance plc. Maven Underwriters is a trading name of Aon UK Limited, which is authorised and regulated by the Financial Conduct Authority.