Insurance for Town, Parish and Local Councils

Aon arrange insurance for Town, Parish and Local councils, including cover for Public Liability, Employer’s Liability, Fidelity Guarantee, & Official’s Indemnity.

Overview

Aon can arrange insurance packages for Town & Parish councils. Some features of this are shown below:

  • Core package with optional extras
  • Covers your Legal Liabilities up to £10 million
  • 24 hour legal and claims helpline
  • Access for all customers to the Aviva Online Risk Management Portal

About Aon

Aon is one of the UK’s largest insurance brokers
(ranked 3rd by brokerage, Insurance Times, August 2016).

Policy Features

Core Cover Features and Benefits

  • Property cover no longer requires itemisation at inception or new item updates to us throughout the year. The set amounts we provide for each type of property cover are designed to meet the needs of most councils and are shown on the schedules provided at quotation* -  This saves your council time and resource and provides security that all your property items are covered
  • Public Liability up to £10 million: Cover for any public action where the council may be held liable – £1 million cover for costs imposed by a statutory agency in accordance with relevant legislation for which you are legally liable to clean-up someone else’s property.
  • Employers Liability up to £10 million: Cover for any employee action where the council may be liable – Limited to £5 million for any acts of terrorism.
  • Money and Personal Assault: Cover for any stolen monies or assault of staff whilst on council duties – The discovery of loss must be discovered within 30 days
  • Libel and Slander: Covers your Legal Liability to pay compensation for Libel (printed in publications) or Slander (spoken by council members or officers) - Does not cover any claim in respect of Criminal Libel, or alleged Criminal Libel
  • Flexible Fidelity Guarantee limits to suit your needs: Cover for loss from fraud or dishonesty of a council member, official or employee – Any unexplained shortages are not covered
  • Officials Indemnity up to £500,000: Covers negligence by council members, officials or employee that may result in a liability claim – Fraud, dishonesty or criminal offence on the part of any councillor or employee are not covered .
  • Legal expenses up to £250,000 (including legal helpline): Covers your costs for legal expenses following action against the council

*If you believe you need more cover please call 0333 920 6714

All quotations are subject to underwriting approval

How to Claim

Notify us immediately in the event of a serious accident, loss or damage. You will need your policy number; please see the Legal Expenses tab for information on claiming legal related expenses.

Maven Underwriters
Broadspire
Tempus
249 Midsummer Boulevard
Milton Keynes
MK9 1YA

Telephone: 01908 302202

Email: maven.claims@broadspiretpa.co.uk

Lines are open 24 hours a day, 7 days a week

Legal Expenses

If your policy contains Legal Expenses and you need to make a claim under this section, the following claims handling office should be used: 

Claims Department
DAS Legal Expenses Insurance Company Limited
DAS House
Quay Side
Temple Back
Bristol
BS1 6NH

Telephone: 0345 300 1899

Email: newclaims@das.co.uk

Lines are open 24 hours a day, 7 days a week

Maven Local Councils is arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting authority on behalf of Aviva Insurance Limited, Allianz Insurance plc and DAS Legal Expenses Insurance Company Limited, and under a delegated claims handling authority on behalf of Aviva Insurance Limited and Allianz Insurance plc.

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