Overview

Practicecare insurance has been created to meet the unique needs of those operating within the medical and health industry as well as providing the legal support needed for running a business.

Practicecare insurance covers:

Medical documents, stock & equipment With Practicecare insurance, you’ll get cover for the breakdown of specialist equipment as well as the physical loss, walk in / walk out theft1 or damage to any stock drugs, medicines, vaccines, medical documents and client records.
Building & contents Contents insurance is included on an ‘all risks’ basis including the personal property of partners and directors kept on premise. We’ve also included glass cover with a 24-hour emergency helpline.
Business liabilities & interruption With Practicecare insurance, you’ll get your essential covers such as employers and public liability insurance up to £10m as well as up to £1m of business interruption insurance and legal expenses up to £250,000.

Extra benefits

24-hour Legal advice helpline2 Running any professional business is tough and help may be needed at any time – day or night. Which is why all our policyholders will be able to access a 24-hour helpline covering legal, health and safety, tax and stress counselling.

Policy

What’s included in Practicecare insurance for Dental surgeries?

Material damage
Buildings & contents insurance and equipment breakdown cover designed for dental practices. 

Loss of rent
Up to £50,000 for an indemnity period of 12 months as standard.

Business interruption3
Up to £1,000,000 for an indemnity period of 12 months as standard. 

Loss of money4
Up to £7,500 for money in transit, in a bank night safe and on the premises during business hours.

Personal Accident
Cover following death or injury as a result of work-related assault for partners, directors and employees. Cover can be extended to include other personal injury arising in the course of employment (including whilst commuting) if required.

Liabilities 
Employers, public & product4 up to £10,000,000 and prosecution defence. 

Glass
Full replacement cover is automatically provided for accidental breakage.

Fidelity guarantee
Loss of money or property as a result of dishonesty by an employee or salaried partner.

Legal expenses
Up to £250,000 administered by Abbey Legal Protection Group Limited. 

24-hour Legal advice helpline
24 Hour helpline administered by Abbey Legal Protection Group Limited.

Download our policy for full details

How to make a claim

To make a claim, expect for legal expenses, please write to:
Maven Underwriters
Broadspire
Tempus
249 Midsummer Boulevard
Milton Keynes
MK9 1YA
Telephone: 01908 302202
Email: maven.claims@broadspiretpa.co.uk

Lines are open 24 hours a day, 7 days a week, 365 days a year

Legal Expenses

If  you need to make a claim under the Legal Expenses section please contact:
The Claims Department
Abbey Legal Protection, 
20 Fenchurch Street 
London 
EC3M 3AZ 

Telephone: 0345 350 1099 or email claims@abbeylegal.com and quote your policy number

Lines are open 9am – 5.30pm, Monday to Friday

Policy Document

Exclusions may apply.

1 Subject to the terms and conditions of the policy.
2 Provided by Markel International Insurance Company Limited and administered by Abbey Legal Protection Group Limited.
3 Based on annual turnover. Business interruption cover of up to £1million over a 12 month indemnity period included as standard limits and extended indemnity periods are available at an additional premium.
4 Higher limits can be arranged on request.

Practicecare is arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting authority on behalf of Aviva Insurance Limited, Allianz Insurance plc and Markel International Insurance Company Limited. Maven Underwriters is a trading name of Aon UK Limited, which is authorised and regulated by the Financial Conduct Authority.


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