Photographer's insurance

Public liability insurance for photographers. Optional add-ons such as equipment cover with flexible cover periods

Aon can arrange insurance for photographers of all sizes

As a professional photographer it’s your job to capture treasured moments and make things look their very best. So you don’t want to spend hours finding insurance or worrying if you’ve got the right level of cover in place. Aon arranges insurance policies for professional photography businesses of all sizes. Cover can be bought online or arranged over the phone.


Aon can arrange tailored insurance for photographers which can include the following covers.

If purchasing your cover online, your cover automatically includes Public Liability at a £5million limit, and you can add the following covers;

  • Equipment cover – (both owed and hired in)
  • Contents cover
  • Business Interruption cover
  • Employers Liability
  • Personal Accident

On the Media and Entertainment Bespoke package, the following covers can be included within your policy (only available over the phone).

  • Public Liability at various cover levels up to £10 million
  • Buildings cover
  • Contents cover
  • Equipment cover – (both owed and hired in)
  • Business Interruption cover
  • Employers Liability
  • Internet and Email cover
  • Personal Accident
  • Directors and Officers Liability cover
  • Travel cover

*cover is available online where turnover is less than £250,000

Things to consider

  • You will have to pay an initial amount for each claim typically referred to as an excess. These Excesses may vary; your policy schedule will show the specific excess applicable to you.
  • You should take reasonable steps to prevent accident or injury and to protect your property against loss or damage.
  • You must keep all insured property in good condition and repair.

Should you need to make a claim, please use the following details:

All new property claims should be emailed to property.claims@hiscox.com and all new liability claims should be emailed to hicliability@hiscox.com. The claims department can be contacted on 0845 213 8899** (open 09.00 – 17.30 Monday to Friday excluding bank holidays).

The out of hours emergency contact telephone number is 0870 241 6257**, which provides access to 24 hour assistance, such as plumbers and electricians on a pay and claim basis.

**Calls cost between 0p and 13p per minute plus your providers access charge which will vary depending on your provider.

Get freelance insurance today

Got a turnover of less than £250,000? Get cover online

The Media and Entertainment Insurance policy is arranged by Aon UK Limited and underwritten by Hiscox Insurance Company Limited, which is authorised and regulated by the Financial Conduct Authority

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