Insurance for film, media and creative industries
Public Liability and Equipment Insurance for freelancers and small businesses
Whether you’re a Designer, camera operator, makeup artist, marketing consultant, PR consultant, creative director, art department, colourist, photographer, production director, lighting crew, sound engineer, Aon can arrange insurance for film, media and creative professionals.
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Public and products' liability covers you for compensation arising due to negligence if someone claims against you for injury, property damage or denial of access arising as a result of your business activity.
Employers' liability covers the sums you have to pay as compensation if any employee (including labour-only freelancers working under your control or supervision) brings a claim against you due to negligence for injury as a result of working for you.
Yes, any claims made against you by freelancers working under your control or supervision on a labour-only basis would be covered by the employers' liability section of your policy.
Though you may not have a business premises, many home insurance policies do not usually extend to cover property used for business purposes. Media and entertainment insurance through Aon ensures that, should you need to claim, you are appropriately covered for business equipment. (Please note, equipment cover is optional. You must select this option in order for your equipment to be covered under the policy.)
The freelancer online product includes public (and product) liability for up to £5 million. You then have a choice on what covers you would like to add, from employer’s liability, contents, equipment, business interruption, professional indemnity and personal accident.
You can pay for your policy in full by debit/credit card or by direct debit (over 12 months). For short term policies, you will need to pay in full by credit/debit card.
This insurance cover is arranged by Aon and Underwritten by Hiscox.
Aon is an Insurance broker and Hiscox an insurer.
Our freelancers fixed price product can only cover you for up to 3 employees. If you need employers' liability for more than 3 people, then the media & entertainment tailored policy is likely to be better suited to you. Just give us a call for a chat.
Aon takes customers' complaints very seriously and aims to ensure that complaints are handled fairly, effectively and promptly and are resolved at the earliest possible opportunity. In the event that you are unhappy with the service provided by Aon please send your complaint in writing to:
Aon UK Limited
Central Complaints Team
Got a turnover of less than £250,000? Get cover online
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