PAX Personal Accident Plans & Pricing

Individual plan prices

Personal plans only cover the policyholder, unless you are a single parent in which case your children will also be covered. A 12% Insurance Premium Tax (IPT) applies to Personal Accident Insurance premiums only and has been included in the prices shown below. Price per single unit. A max of 15 units can be purchase.

Personal accident only
Optional life & critical illness
Combined monthly cost
PAX
£3.99
£2.00
£ 5.99
RPAX
£3.59
£2.50
£6.09
XPAX
£1.61
£7.30
£8.91

Family plan prices

Family plans cover the policyholder, the policyholder’s spouse or partner and their child or children. A 12% Insurance Premium Tax (IPT) applies to Personal Accident Insurance premiums only and has been included in the prices shown below. If you are a single parent your children will be covered by the personal plan. Price per single unit. A max of 15 units can be purchase.

Personal accident only
Optional life & critical illness
Combined monthly cost
PAX
£5.59
£3.00
£ 8.59
RPAX
£5.03
£3.75
£8.78
XPAX
£2.53
£10.95
£13.48

How can I purchase personal accident insurance?

HM Regular Armed Forces (PAX) 

To take out PAX PA cover, please visit your unit HR office to obtain a copy of the PAX joining pack.  You will need to complete the Enrolment Certificate JPA PAX1 and submit this to your unit HR office. As soon as your Unit HR have countersigned and dated the form, your cover will start.

Once entered onto JPA, the PAX payments will be taken directly from your salary from the next available pay period. Cover can be changed or cancelled at any time via your Unit HR.

If you need other information or assistance contact PAX Customer Services on UK 0800 212480 or from overseas call 020 8662 8102.

Ex-member of the Armed Forces (XPAX)

To take out XPAX cover please contact PAX Customer Services on 0208 662 8102. XPAX payments can be paid by monthly direct debit and cover can be changed or cancelled at any time.

If you are already a PAX policyholder with the Life and Critical Illness extension and apply within 10 days of date of discharge, you or any other person insured will not be required to re-declare your state of health when requesting the same level of Life cover or less. If applying after 10 days you may be required to complete a fresh health questionnaire.

HM Volunteer Reserve Forces (RPAX)

To take out RPAX cover please contact PAX Customer Services on 0208 662 8102. RPAX payments can be paid by monthly direct debit and cover can be changed or cancelled at any time.

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