Single trip travel insurance may be suitable for you if you are making one trip in the UK or abroad of a few days or up to 180 days in duration.
This policy also covers cancelling or cutting short your holiday due to your approved leave being cancelled or March Out orders being received.
Single trip insurance
All premiums quoted include UK Insurance Premium Tax at 20%
Premiums quoted are per person.
If you are 66 to 74, the premium will be increased to double the individual premium shown on this website.
A family is defined as an individual and his or her partner provided they live together and up to four of their dependent children (which can include fostered or adopted children) who are 17 years of age or under at the date of buying this policy and are either in full-time education or living with them.
The continent of Europe, including all countries west of the Ural Mountains, islands in the Mediterranean, the Canary Islands, Madeira, Turkey, the Azores and Iceland, but not including Egypt, Israel, Morocco and Tunisia.
Worldwide excluding USA, Canada and the Caribbean**
Worldwide including USA, Canada and the Caribbean**
This policy does not cover any claims, loss, injury, damage or liability, benefits or services directly or indirectly arising from or relating to a planned or actual trip to or through Afghanistan, Cuba, Iran, Iraq, Lebanon, Liberia, Libya, Syria, Sudan, North Korea or the Crimea region.
Here is an overview of the key covers and limits for PAX Insurance Worldwide Annual Multi-Trip and Single Trip Insurance schemes.
|Section||Cover up to||Excess|
|Cancelling you trip
|Emergency medical expenses outside of your country of residence or the United Kingdom||£5,000,000||£100|
|Emergency dental expenses outside of your country of residence or the United Kingdom||£200||Nil|
|Hospital benefit||£25 for every 24 hours up to max £500
|Cutting your trip short||£5,000||£100**|
|Travel delay||£20 after each 12 hours delay up to £120||Nil|
|Abandoning your trip||£5,000||£100**|
|Personal belongings and baggage||£2000||£100|
|Including:Single article limit / pair OR set of items limit||£250||Nil|
|Including:Valuables and electronic/other equipment limit||£250||Nil|
|Including:Property in a motor vehicle limit||£100||Nil|
|Delayed baggage||£150 for a 12 hour delay up to £150||Nil|
|Passport and Travel documents||£300||£100**|
|£200 per 24 hours up to maximum £5,000||Nil|
|Activity Cover Section||Cover up to||Excess|
|Including:one item/pair or set of items (owned)||£400||Nil|
|Equipment Hire||£30 for every 24 hours up to £300
|Ski Pack||£75 for every 24 hours up to £300
|Piste Closure||£20 for every 24 hours up to £200
You must register a claim under all sections by contacting the following company:
AIG Travel Claims Department
PO Box 45
Telephone: +44(0) 330 123 3126
Fax: +44(0) 1273 376 935
Please note: All claims must be notified as soon as it is reasonably practical after the event which causes you to submit a claim.
The Medical Emergency Assistance Company, AIG Travel, will provide immediate help if you are ill, injured or die outside the United Kingdom. They provide a 24-hour emergency service 365 days a year. The contact details are as follows:
Phone: +44 (0) 1273 747 602
Fax: +44 (0) 1273 376 935
Please have the following information available when you (or someone on your behalf) contact the Medical Emergency Assistance Company so that your case can be dealt with swiftly and efficiently:
- Your name and address;
- Your contact phone number abroad;
- Your policy number shown on your certificate of insurance; and
- The name, address and contact phone number of your GP.
Certain terms and conditions apply to your single-trip cover.
- Single Trip insurance covers trips from a few days in the UK to a maximum of 180 days worldwide.
- All insured persons must be 74 years of age or under at the date of buying or renewing this policy.
- A family is defined as an individual and his or her partner provided they live together and up to four of their dependent children (which can include fostered or adopted children) who are 17 years of age or under at the date of buying this policy and are either in full-time education or living with them.
- If you are 66 to 74, the premium will be increased to double the individual premium shown on this website.