At Aon, we can arrange comprehensive insurance packages for private landlords and property owners that are tailored to suit your needs.
We can arrange a commercial combined policy with a ‘pick & mix’ approach which means instead of a fixed package where the covers are pre-selected for you, you can choose the covers and levels that apply. This ensures you don’t end up paying for covers that you do not need.
What cover options are available to me?
As a landlord you need to think about more than just damage to your property, you need to ensure that meet any legal obligations as a business and that both you and your tenants are protected. The most common types of cover for landlords are:
Cover for injury to a tenant/visitor to your property, or damage to their property - for example, a visitor tripping on a loose floorboard.
Protection for your property against damage from a range of risks such fire, flood and malicious damage.
Protection for damage to your furniture, fixings and other contents included as part of the rental agreement.
Loss of rent due to an insured peril rendering your property uninhabitable. This does not cover non- payment of rent by tenants.
As a business you are legally obliged to have this cover if you employ staff on a full or part-time basis.
To cover the costs of legal action taken against you or action you might pursue against others.
Why choose Aon as your insurance broker?
Aon is one of the UK’s largest insurance brokers ranked 3rd by Insurance Times in their 2018 report.
You’ll work with UK based consultants who specialise in insurance for small businesses.
We make things easy for you, get a quote over the phone without filling out any paperwork.
249 Midsummer Boulevard
Telephone: 01908 302202
Lines are open Monday to Friday
If your policy contains Legal Expenses and you need to make a claim under this section, the following claims handling office should be used:
Aviva Insurance Limited
Telephone: 0345 300 1899
Essentia Commercial Combined is arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting and claims handling authority on behalf of the insurer. Maven Underwriters is a trading name of Aon UK Limited, which is authorised and regulated by the Financial Conduct Authority.
Get a quote by phone
To get a quote for your property, let us know what covers and liabilities you require, and we will get back to you with a quote that is tailored to meet these needs.