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Professional Indemnity (PI) insurance is mandatory for many professions.
If your business provides professional advice, offers consulting services, or handles data for a client, then you could benefit from Professional Indemnity insurance cover which protects your business against:
Professional Negligence on a Civil Liability
Defence Costs
Loss of Documents or Data
Infringement of Copyright or Patent-Pursuit
Defamation, Libel and Slander
Eligibility
Practicing firms of engineers
- fee income under £250k pa;
- fee income over £250k pa; complete a proposal form and send it back to us
About Aon
Aon is one of the UK’s largest insurance brokers (ranked 5th by brokerage, Insurance Times, August 2017).
We pride ourselves on our ability to build strong relationships with our clients; our retention rates* are proof of our strong rapport in this price drive market place.
Key benefits
- You’ll be assigned a dedicated client manager, who will be there to assist you from start to finish throughout the customer journey.
- Our experience as a broker means we can be confident in our ability to arrange your insurance.
- We consider ourselves specialists in your sector – we understand the industry and appreciate the challenges you may face on a daily basis.
- We have a wealth of experience – cumulatively our team has over 25 years’ experience.
In addition to arranging PI insurance, we also offer access to a range of other insurance products including:
- Motor insurance (for work or private vehicles)
- Office insurance (if you work at business premises or at home)
Product Summary
- Defence costs are paid in addition to the Limit of Indemnity
- Worldwide cover excluding US, US Virgin Islands and Canada
- Cover for previous firms and retired principals as declared
- Cover for consultants and self-employed staff
- Pollution
- Mitigation and Investigation costs
- Compensation Cost for court attendance
- Loss of, or damage to documents/data
- Secondments to another firm or Company
Terms and conditions may apply.
Frequently Asked Questions (FAQs) about PI insurance for Architects.
1. What is Professional Indemnity insurance?
Professional Indemnity insurance provides cover should a third party suffer a financial loss as a result of your professional error, omission or negligence.
2. What limit of indemnity do I need?
We recommend you check your institute’s guidelines. It is always good business practice to also review your contracts both pending and current to assess whether your limit of indemnity is sufficient.
3. Will my policy cover my past work?
The policies we arrange are fully retro-active providing cover retrospectively, subject to terms and conditions.
4. Would my policy respond if I have a claim for work I undertook 3 years ago before I moved to Aon?
Professional Indemnity is constructed on a claims made basis and therefore it is the policy in force when the claim is made, which would respond regardless of when the work was undertaken, subject to policy terms and conditions.
5. How do I make a claim?
In the event of a claim, notify Aon Claims Solutions (ACS) as soon as possible. Any notifications must be made to:
Aon Claims Solutions
PO Box 730
Redhill
RH1 9FH
Call: 0207 086 4099
Email: acs@aon.co.uk
N.B. If you decide to email your claims notification to ACS, please ensure that the message is received safely by requesting a confirmation of email receipt.
*On average 91% of our clients choose to stay with us (Construction retention rate year to date December 2017)
Please see our Privacy Policy for details of how we will use your data
Engineers Professional Indemnity insurance is arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting and claims authority on behalf of the insurer’s. Maven Underwriters is a trading name of Aon UK Limited, which is authorised and regulated by the Financial Conduct Authority.