Village Hall and Community Buildings Insurance   

Aon arrange insurance for village halls and community buildings & actively supports the work of ACRE.


The village hall policy is designed to cover assets, earnings and legal liabilities of village halls.

Key features

  • Covers your assets such as buildings, contents and stock, but does not cover mechanical breakdown or failure 

  • Covers your legal liabilities with libel & slander cover included as standard, but does not cover any liability for use of a motor vehicle

  • Covers your money & earnings – protection against theft or loss of revenue (for example, as a result of fire damage to the hall), but does not cover theft not involving forcible or violent entry to or from the premises 

  • Covers for the cost of legal fees should the village hall need defence in court, providing a reasonable prospect of success exists throughout the duration of the claim 

  • Covers trustees for their personal liability in the event of a wrongful act, but does not cover damage or destruction to property 

Key benefits

  • Special events cover, such as bonfire night or the use of bouncy castles, is included as standard for any event with up to 10,000 attendees

  • Trustee indemnity may cover trustees of the Village Hall for breach of trust or duty if sued in a personal capacity

  • Trustees Indemnity may also protect an individual trustee in the event of allegations of discrimination

  • Legal expenses cover can be selected at an additional cost and covers you for property disputes, defence of criminal proceedings and actions following personal injury

  • Should you have a dispute with someone looking to hire the hall, you can obtain free legal advice using the Aviva legal help line, which is available 24/7

Learn more about the insurance cover you may need

We arrange insurance cover as part of a number of packages for a wide range of industries. Find out about the various covers we provide within our packages :


Core Cover

Core cover

  • Public Liability up to £5 million, with the option to increase this up to £10 million at an additional premium
  • Employers Liability up to £10 million
  • Libel and Slander up to £500,000
  • Trustees Indemnity up to £100,000 as standard, with the option to increase up to £1 million

Optional cover at an additional premium

  • Property – Contents, Buildings and Stock
  • Business Interruption
  • Money and Personal Assault with flexible limits
  • Personal Accident
  • Fidelity Guarantee – cover for loss from fraud or dishonesty of a committee member, honorary officer or employee
  • Loss of Liquor Licence
  • Deterioration of Freezer Stock
  • No Claims Discounts & Application of Excess Protection
  • Legal Expenses, including a 24/7 legal advice line

Important Information

About Aon

Aon provides a range of insurance solutions to small and medium sized businesses across the UK.

Maven Underwriters is a trading name of Aon UK Limited.

Maven Underwriters act as a Managing General Agent (MGA) under a delegated underwriting authority on behalf of Aviva, Allianz and Royal & SunAlliance (RSA).


Notify us immediately in the event of a serious accident, loss or damage

Please ensure when contacting us to make a claim, you have your policy number to hand.

  • For legal expenses claims contact:

    DAS Legal Expenses Insurance Company Limited
    DAS House Quay Side Temple Back
    BS1 6NH

    Telephone Number: 0845 300 1899
    Email Address:
    Lines are open Monday to Friday (9am - 5pm)

  • For all other claims:

    Maven Underwriters
    249 Midsummer Boulevard
    Milton Keynes
    MK9 1YA

    Telephone Number: 01908 302202
    Email Address:
    Lines are open Monday to Friday (9am - 5pm)

Need any help with the claims process? Call us on 0345 600 1682 if you are in any doubt about what to do.

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