We can arrange comprehensive insurance packages for charities and voluntary organisations.

Starting from a core cover package, you select additional covers to build your package. See my cover options.

Prices start from just £176.86 per year*

*Quote based on core covers only for a charity with no more than 25 employees or volunteers. Premium is an estimate; actual premium will depend on individual circumstances. Included insurance premium tax (IPT) at the appropriate rate.

Key features

  • core package with optional extras
  • covers your legal liabilities, including £5 mil public liability (higher limited available on request) and £10 mil employer’s liability
  • includes legal expenses cover – covers you for property disputes, defence of criminal proceedings and actions following personal injury

Key benefits

  • flexible policy tailored to your specifications from a range of cover options – you only pay for the covers you choose
  • suitable cover to protect your volunteers and fundraisers

Learn more about the insurance cover you may need

We arrange insurance cover as part of a number of packages for a wide range of industries. Find out about the various covers we provide within our packages:


Cover details

We can tailor elements of the package to meet your requirements, starting from a core cover package, you select additional covers to build your package.

Core cover

  • Public liability £5 million
  • Employers liability £10 million - Includes cover for authorised volunteers
  • Personal accident - Personal accident covers the employer, employees, committee members, trustees and volunteers.
  • Legal expenses - This covers legal costs, for example, from health & safety appeals, property disputes or tax investigations.
  • 24 hour legal helpline
  • Money - Cover for money in case of theft. This cover can also provide compensation if an employees or volunteer is injured as a result of a theft (or attempted theft).

Additional cover options

  • Property (buildings and contents)
  • Professional Indemnity – Can protect trustees from professional negligence or errors, including where they may be considered by law as personally liable
  • Trustees Indemnity - Can protect trustees from any liability arising from any personal wrongdoing
  • Fidelity guarantee – Can cover you for fraud or dishonesty committed by employees

Further covers are also available, including retail shop options.


About Aon

Aon provides a range of insurance solutions to small and medium sized businesses across the UK.

The "Charityassured" insurance policy is arranged by Aon and underwritten Allianz.

Terms of business

For further information, please view our terms of business documentation


Making a claim

Notify us or Allianz immediately in the event of a serious accident, loss or damage.

Claims are dealt with by Allianz, who you can contact directly with the details below. You will need your policy number.

For public, product, and employers liability claims:

  • Call 0844 893 9500 (Monday to Friday)

For property, money and fidelity guarantee claims:

  • Call 0844 871 0786 (Monday to Friday)

For personal accident claims:

  • Call 0844 871 0789 (Monday to Friday)

For legal expenses claims:

  • Call 0870 241 4140 (24 hours every day)

Need any help with the claims process?

  • Call us on 0333 355 8040 if you are in any doubt about the process.

Recent articles 

charity insurance article

Insurance for charities - Unnecessary evil or vital protection?

Insuring charities or voluntary organisations against the unpredictable is vital

about Insurance for charities - Unnecessary evil or vital protection?
professional indemnity insurance article

Is your insurance policy due for a check-up?

As the cost of living increases and inflation stagnates everyone is feeling the pinch both personally and in business.

about Is your insurance policy due for a check-up?